Paul Hunjan has 15+ years placing complex Ontario mortgages — he knows which private lenders move fast on GTA properties and what it takes to close in days, not weeks, when banks won't.
In Ontario, homeowners often retain the right to redeem their property later in the power of sale process than most people assume — in some cases even after leaving the home, as long as the property has not yet been sold. Many people walk away from homes they might have saved because nobody told them where the real deadline was.
This is general information, not legal advice. Every situation is different — confirm your specific rights with a lawyer. Paul works alongside real estate lawyers on these files every month.
📞 Call Now — Find Out Where You Actually StandFrom first call to funded mortgage, we move as fast as your situation requires. Many GTA files have closed within 48 hours of the first conversation.
Call or send the form. Paul reviews your situation immediately — property value, available equity, arrears owed, and how much time you actually have. No judgment, no obligation.
With access to 50+ private lenders, Paul presents options matched to your equity and timeline. You choose what works — no pressure.
Once approved, the mortgage is advanced, arrears are cleared, and in most cases the power of sale process can be brought to a stop. The goal: you keep your home and protect your equity.
It depends on where you are in the process and the equity in your home. Files with adequate equity have funded in 24–72 hours. The honest answer comes from a 10-minute call — the earlier you call, the more options remain open.
Often, yes. Private and equity-based lending is assessed primarily on your property's equity, not your credit score. Missed payments, consumer proposals, and prior insolvency are considered — they are not automatic disqualifiers.
That limits options, but doesn't always end them. Sometimes a negotiated exit protects you far better than letting the process run. Paul will tell you honestly on the first call which category your file is in.
Private mortgages carry higher rates and fees than bank mortgages — they're a short-term tool, not a forever solution. Exact costs depend on your equity, property, and situation, and are disclosed in full before you sign anything. Every file includes an exit plan back to lower-cost lending.
Yes — free and confidential, no obligation. Paul is paid through standard, fully disclosed fees only when a mortgage actually funds. If we can't help, we'll tell you on the first call.
Emergency private mortgage funding when time is critical. Power of sale bailouts have closed in under 48 hours.
Direct access to private lenders specializing in complex situations — faster approvals and flexible terms banks don't offer.
Approval is based primarily on your home's equity — not your credit score. Missed payments, proposals, and prior insolvency considered.
Locally based in Brampton. Deep knowledge of GTA property values means faster assessments and deals that actually close.
FSRA licensed broker (Lic. #M09001187). Every consultation is 100% confidential. No judgment — fast, practical help.
Every inquiry is reviewed personally. Your file is never sold to three different brokers or handed to an assistant.
"Paul came through in a big way. He got us an excellent rate in a short period of time. Saved us thousands of dollars. We unequivocally recommend him."
"Paul is not only an exceptional broker but a phenomenal human being. Incredibly professional but caring and understanding. Very grateful to have met Paul."
"Paul is very persistent and helped us all the way through without giving up. We owe him a great thank you!"
"His reassurance and calm approach took so much stress out of the mortgage process, and he always made sure I understood every step along the way."
Verified Google reviews from real clients — see all 87 reviews
One confidential call tells you exactly where you stand — and what can still be done. No judgment. No obligation.
📞 Call (416) 820-8601 Now